- Personal loans are an ideal choice for those who need funds urgently. It is recommended to opt for a personal loan overusing credit cards. The latter have strict credit limits, whereas, in the former, you can choose your exact personal loan amount. Also, not all suppliers or vendors accept credit cards, whereas, you can use the funds from your personal loan to pay someone via cheque, bank transfer or cash.
- Additionally, you need to pay your credit card bill by the due date, but you can repay a personal loan over a period of time with pre-determined EMIs also known as Estimated Monthly Installment.
- Personal loan benefits include the flexibility it offers regarding the use. You can use funds from a personal loan for several purposes. Thus, you can pay for your home renovation, higher education, travel, wedding and medical expenses with a personal loan.
- Among other personal loan benefits is the loan amount you can borrow.
While it would be great if everyone always had the money they need, that isn’t the case. As a result, loans of all kinds play an important role in the lives of people in Singapore and all over the world. Whether it is for some home renovations, to make a large purchase, or just when you need a little extra cash, when you receive a cash loan, it can help you out greatly. Personal loans can also help you start a business, buy a home and even attend higher education. Having a high quality Singapore moneylender on your side can make life much easier.
Why Should You Choose S G CREDIT PTE. LTD. ?
So why choose S G CREDIT PTE. LTD. for your personal loan needs? We already made mention of some of our features and benefits earlier, but let’s dive a little deeper into why we believe you should choose us.
Well, first of all, as we just mentioned, we offer incredibly easy repayment. You choose the terms and pay back when it works for you. No matter your financial comfortability, we can surely offer a loan that will fit your lifestyle. Another benefit of working with S G CREDIT PTE. LTD. for your borrowing needs are our low and fair interest rates. Our interest rate for all loans is set at 4% per month, to ensure you don’t have to break the bank to get the loan or funding you need. Interest is calculated and included within your contract for added simplicity as well. Of course, your loan officer will explain this to you and ensure you understand and accept the interest rates. Another reason to consider working with S G CREDIT PTE. LTD. is our loan process. Our entire process from the point of application to when you get your cash loan can often be as little as 20 minutes. All you need to do is apply, answer a few questions, cross check your salary and sign the contract, it’s that easy! As you could imagine, this is much more convenient than dealing with licensed moneylenders who take days or even weeks to provide the money you need. Of course, be sure to provide all necessary and relevant documents when applying online for a personal loan. The last thing you want is to not being able to provide these required documents and be unable to secure your personal loan.
Of course, before you try and secure a personal loan from S G CREDIT PTE. LTD., be sure that you are eligible. Our terms of eligibility are quite simple. If you are a Singaporean or are a permanent resident the only requirement is that you are 18 years old. Be sure to bring show your NRIC as proof and will need your Singpass to retrieve income and personal details. If you are a foreigner, there are a few more things you need to do. Just like permanent residents, you need to be 18. On top of that, however, you need to have your passport, proof of employment, proof of income and proof of residency. So if you are in the market for a cash loan in Singapore or are looking for a licensed moneylender, be sure to reach out to S G CREDIT PTE. LTD.. We aim to provide financial help for all and offer a flexible repayment scheme.